When you’re shopping for Jeep insurance looking online can save a lot of time and money, but as in all online shopping there are unseen hazards that can trip you up if you’re not careful. Although major insurance companies aren’t about to risk their reputation and business by participating in online fraud there are others who might advertise low rates and great deals that are too tempting to ignore. When you come across these types of companies it’s always wise to keep the old adage in mind: if it sounds too good to be true, it probably is! Here are a few tips to help you avoid getting ripped off by online insurance ads that might be scams:
Check them out. Before you begin to enter your personal and vehicle information do a quick search for the company to verify it’s legitimate and hasn’t got a bad reputation for not delivering what it promises. Sites like the Better Business Bureau are the perfect solution for doing a quick check to be sure that a company has a reputation for being honest and fair.
Don’t tell them too much. Although most people know not to give credit card and banking information to strange companies online some of these less reputable businesses are making a bundle selling your name, phone number, and the year and model of your Jeep. While you won’t be out any money you might be besieged with phone calls trying to sell you extended warranties and other aftermarket products.
Look for contact information. A reputable insurance agency will have an agent you can talk to in person or over the phone to customize your quote and answer any questions. If all they give is an 800 number you might want to look elsewhere for coverage.
Check for local discounts. Look at a site such as Groupon before you buy, as there may be a discount code or coupon to save you some extra money on your insurance.
By using some common sense and being very careful who you give your information to you can make shopping online for insurance a time saving tool!